Dodd-Frank is not the enemy. Bad loans are

American Banker
April 20, 2017

The statistician W. Edwards Deming once famously said, “In God we trust; all others bring data.” He might well have been talking about federal bank regulatory policy.

At the heart of the industry-supported push to roll back the Dodd-Frank Act are claims by Republican politicians and industry representatives that the 2010 reform law has been killing lending. These assertions, however, should be backed by data…Read More

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