Expertise

Basel III

MRV Associates has been providing consulting and training services on the Basel regulatory frameworks since 2003. She has worked with private sector and bank regulators in 25 countries on identifying Basel III needs and training professionals in the auditing, compliance, risk management, financial regulatory, and IT fields.

 
We’re a Long Way from Bedford Falls Banking

American Banker
January 24, 2013

A recent BankThink post bemoans the one-size-fits-all application of Basel III. But the reason capital rules have become so sweeping is because banks have become bigger, more complex and more connected to the global economy, writes Mayra Rodríguez Valladares.
 

You Call that Liquidity? New Basel III Liquidity Rules Ineffectual
American Banker
January 7, 2013 


Throwing out the Basel III Baby Out with the Bath Water

CME Group
November 14, 2012
As a “Bring down Basel III” media chorus grows louder, it’s important to fully understand any regulatory framework changes and remember that no system is perfect, industry consultant Mayra Rodriguez Valladares said.

Basel III rules, the tighter restrictions on derivatives and capital requirements adopted earlier this year by the Basel Committee on Banking Supervision, are a “very useful tool to…more


Basel III – Delaying Rules a Bad Idea for US Banks

CME Group
August 9, 2012
U.S. banking regulators’ decision to extend the comment period on proposed tighter capital rules for U.S. banks only serves to delay much-needed improvements in risk management for the largest financial institutions, industry consultant Mayra Rodriguez Valladares said.On August 8, amid pressure from Republican lawmakers and bank lobbyists, the Federal Reserve and two other U.S. bank regulators…more

 

Basel III and Cleared Derivatives: The Bark was Worse than the Bite
CME Group
August 3, 2012
While banks may grouse over stricter derivatives rules recently recommended by the Basel Committee on Banking Supervision, bank risk managers should focus on the potential upside of new regulation, industry consultant Mayra Rodríguez Valladares said.

Measures known as Basel III, which the committee adopted in June, likely will force banks to migrate more over-the-counter derivatives positions…more
 

Auditors Play Key Role in Basel III
CME Group
July 23, 2012
Capital standards for global banks recently recommended by Basel Committee on Banking Supervision are important, but it’s important to remember that these reform efforts are not about managing by numbers.

The reform measures known as Basel III, which the committee adopted in June, are aimed at giving banks guidance on how they can improve their corporate governance, industry consultant Mayra…more
 
 
US Basel III Rules: Who will be Impacted and How?
CME Group
June 19, 2012
In a long awaited move, the Federal Reserve voted unanimously on June 7, 2012 to adopt several Basel III rules in the United States. The public now has until September 7, 2012 to provide comment. In this first piece in a series, Mayra Rodriguez Valladares, explores the implications of how Basel III will impact US banks and their counterparties and customers

 

Chinese Banking Regulators Announce Early Implementation of Basel III: Can They Deliver?
CME Group
May 16, 2012
The condition of Chinese banks should matter to global market participants, not only because they exemplify the health of the Chinese economy, now so intertwined with the rest of the world, but also because the Federal Reserve is just beginning to allow Chinese banks to expand into the US. On May 8th, the Federal Reserve approved the Industrial and Commercial Bank of China’s purchase of an 80%…more
 
 
Brazilian Banks Set to Meet Basel III Ahead of Schedule
CME Group
April 5, 2012
Joining Canadian and Chinese financial regulators, Brazilian bank regulators have announced that their banks will start implementing Basel III in 2013, much earlier than the global deadline. Even before implementation starts, Brazilian banks and investors are already being impacted. In an attempt to meet the 2013 Brazilian deadline, banks have begun to issue securities. In January, for example,…more
 
 
Basel III: Can it be Implemented in Emerging Markets?
CME Group
March 14, 2012
Banks in emerging markets are increasingly important to Australian, European, and US investors. Furthermore, identifying and monitoring the financial health of emerging market banks is important not only to understand the level of credit exposure that developed market investors might have, but also as a gage of emerging markets’ country, sovereign, and economic risk.

A key metric of a bank’s…more

 

Dodd-Frank

MRV Associates has been training on Dodd-Frank and consulted banks and regulators on how to best implement risk based strategies to meet new derivatives requirements since 2009 the eve of the law’s passage.

 

January Effect: Slow Going Ahead in 2013 for Financial Reform

CME Group
January 21, 2013
If developments so far in January are any indication, stricter financial rules under the Dodd-Frank Act and the Basel III global banking standards will be slow in coming this year, industry consultant Mayra Rodríguez Valladares said.

For the Obama administration, it’s unlikely that significant financial reform will be a priority in the near-future, “especially with pressing issues such as gun…more

 
Dodd-Frank as a Catalyst to Improve Energy Firms’ Risk Management
CME Group
December 18, 2012
Whatever form Dodd-Frank financial regulation ultimately takes, energy companies need to think seriously about significant changes in their risk management – how they define, identify, measure, control, and monitor macro and financial risks – industry consultant Mayra Rodríguez Valladares said.

Oil and gas producers, utilities and others in the industry are likely to join the “futurization”…more

 
The Futurization of OTC Derivatives: Full Steam Ahead on Dodd-Frank
CME Group
November 19, 2012
As Basel III and Dodd-Frank financial reform takes effect, global banks’ quest for capital efficiency will continue to drive more derivatives transactions to centralized clearing and result in a boon for exchange and clearing house operators, industry consultant Mayra Rodriguez Valladares said.

The implications for big U.S.-based banks “could not be clearer,” Valladares said in a new report….more

 
Financial Derivatives

MRV Associates has been in the field of financial derivatives since 1991. Over-the counter and exchange traded derivatives consulted and trained on have been in credit, foreign exchange, interest rate, oil, and equity sectors.

 

Regulatory Uncertainty, Clearing Economics, and Capital Requirements: The Current State of the Credit Derivatives Market
CME Group
May 18, 2012
Regulatory uncertainty, understanding the economics of clearing, and deciphering capital requirements and their impact are the major themes impacting the credit derivatives market today, according to a wide range of market practitioners at the first Futures Industry Association (FIA) Expo in New York.

The 2008 financial crisis and its ongoing effects, now compounded by the Eurozone crisis,…more

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