Community Banks Have Bigger Problems than Regulation

American Banker
October 20, 2015

In the last few years, much attention has been given to how the volume of regulations emanating from Basel III and Dodd-Frank are making it difficult for community banks to compete with bigger banks with greater resources.

The challenges small banks are facing these days, however, go well beyond the impact of regulations. At the Omaha conference, speakers identified four other areas of concern that, in my view, are even bigger challenges for small banks. They are: managing interest rate risk when the Federal Reserve eventually raises rates; the impact of a weakening global economy; a lack of diversity in their boardrooms and C-suites; and succession planning…Read More

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